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Is a QDRO needed to split an IRA?

A “qualified domestic relations order”, or QDRO is not required to divide an IRA in a divorce action. All that is required is a simple order within the de...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

How long does it take for a mortgage loan to be processed?

In the usual market, it takes an average of 30 days to get a mortgage. If there are problems with your application, getting your loan approved could take ...

What are billing companies?

16. Billing Company means any affiliated or unaffiliated company that is hired by a health care provider or health care facility to coordinate the payment...

Do less taxes come out of paycheck when married?

In general, married couples who file their taxes jointly will have less withheld from their paychecks than singles. Is it better to file married filing se...

Which of the following would not be considered cash equivalents?

Which of the following would NOT be considered a cash equivalent? Cash includes currency, coins, savings accounts, checking accounts, credit card sales, d...

What is a unit linked whole of life policy?

Unit-linked whole-of-life policy. Your premiums buy units in one or more investment funds. The value of these units can go up or down in line with the inv...

Is the market portfolio always efficient?

Irrespectively of the number of stocks in the universe, we find that the market portfolio is never MV efficient according to both the BJS and the vertical...

Can you pay credit card bills automatically?

Automatic payments or “autopay” is a feature offered by most credit card issuers that allows you to have your balance or minimum automatically paid when y...

What if I find errors on my credit report?

If you identify an error on your credit report, you should start by disputing that information with the credit reporting company (Experian, Equifax, and/o...

How do you quote a follow up question?

Here are three types of follow-up questions that will enable you to understand more about a person: Ask your original question again, slightly differently...