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What does it mean when a life insurance policy is assigned?

Interest in a life insurance policy can be transferred from the policyholder to a lender or relative by assignment of policy. Here the policyholder is kno...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

What type of insurance covers robbery?

Comprehensive coverage will usually cover theft, as well as repair costs from break-in damages. Liability insurance likely won’t cover theft, as it usuall...

What happens when a society is industrialized?

In sociology, industrial society is a society driven by the use of technology and machinery to enable mass production, supporting a large population with ...

What is the primary advantage to the policy owner in the reinstatement of a life insurance policy?

What is the primary advantage to the policyowner in the reinstatement of a life insurance policy? Reinstatement restores the policy to its original condit...

Can you get home insurance with a criminal record?

Failure to disclose the details of any convictions or bankruptcies could invalidate your home insurance policy – in other words, it will leave you as good...

What to do if something falls off a truck and hits your car?

If your car suffered damages because debris fell off a truck, you should call the police right away to have an accident report completed. Take photos of t...

Do you have to pay deceased bills with life insurance?

You are not liable for the debts of a deceased parent or relative, even if you are the beneficiary of that person’s life insurance policy. This means that...

What are the importance of purchasing in an Organisation?

1. Purchasing function provides materials to the factory without which wheels of machines cannot move. 2. A one percent saving in materials cost is equiva...

What is unit price insurance?

The unit. price of units is basically the value of the underlying assets of the separate. account(s) divided by the number of units issued. 0) “Offer Pric...

How long does a speeding ticket affect your insurance in NC?

This increase in your insurance premium may last for three years following the conviction. The amount of the increase of your insurance will depend on the...