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Are you covered by insurance if a tree falls on your car?

A fallen tree: Lightning or high winds can often cause trees or branches to fall on vehicles. This type of damage is typically covered by your fully compr...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Why would someone invest in the stock market rather than in a savings account?

The biggest difference between saving and investing is the level of risk taken. Saving typically results in you earning a lower return but with virtually ...

What is the average payout for an auto accident?

The average compensation payment for moderate injuries was $151,771. The average compensation payment for serious injuries was $352,396. The average compe...

Where does the dividend go in a division problem?

The location of the divisor and the dividend change slightly depending on what division notation is being used. When using the short-hand symbols “÷” or “...

Can you trade at 15?

In the UK, children under the age of 18 can’t hold company shares in their own name, but this doesn’t mean that they can’t enjoy the potential benefits of...

Why is investing early important?

When it comes to retirement planning, it’s never too early to start saving. The more you invest and the earlier you start means your retirement savings wi...

What are the limitations of portfolio theory?

Here are some of the shortcomings of the modern portfolio theory. Does Not Model the Market. Assumes No Costs. Assumes All Investors Have Same Credit. Ass...

Is investing money saving money?

There’s a difference between saving and investing: Saving means putting away money for later use in a safe place, such as in a bank account. Investing mea...

Can you work at 15 without a National Insurance number?

There is no legal requirement for you to have an NI number to work. Life here will be easier with an NI number so we’d recommend it. Your employer can sti...

Does having an alarm system save on homeowners insurance?

On average, installing monitored safety and security devices in your home can reduce your homeowner’s insurance up to 20 percent. That means there’s less ...