The Daily Horizon

Featured Article

What type of insurance covers a person for a specific period of time?

Term life insurance covers you for a set time period. For example, you may choose a 20- or 25-year term policy. Permanent life insurance covers you as lon...

Read Full Article Browse business

Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

What are the components of a medical record?

However, some unified components exist in nearly every complete medical records. Identification Information. Patient’s Medical History. Medication History...

Why are shoe laces dangerous?

Entanglement. Entanglement of laces in machinery can pose a hazard to health. Loose laces can become trapped in machinery which can cause injury and resul...

What is third party insurance also called?

Understanding Third-Party Insurance Third-party insurance is essentially a form of liability insurance. The first party is responsible for their damages o...

Does cause of death affect life insurance?

Life insurance covers death due to natural causes. If you die of a heart attack, cancer, an infection, kidney failure, stroke, old age, or some other natu...

Can you be denied a job due to a preexisting health condition?

Anti-discrimination employment laws prohibit companies from discriminating against applicants or employees with disabilities or medical conditions. As lon...

Who is the girl in the Progressive sign commercials?

Stephanie Courtney Stephanie Courtney (born February 8, 1970) is an American actress and comedian, best known for playing the advertising character Flo in...

Do insurance companies have reserves?

Reserves are liabilities. They reflect an insurer’s financial obligations with respect to the insurance policies it has issued. An insurer’s two major lia...

Does homeowners insurance cover ice storm damage?

Water and Ice Damage While ice and hail damage are typically covered by homeowners insurance — up to the limits stated in your policy — coverage for water...

How much should I expect car insurance to cost?

The national average cost of car insurance is $1,592 per year, according to NerdWallet’s 2021 rate analysis. That works out to an average car insurance ra...