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How much is insurance for a remodeling company?

Professional liability insurance costs for contractors and construction businesses. Construction and contracting professionals pay a median premium of abo...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Is Medicaid a government insurance program?

Created in 1965, Medicaid is a public insurance program that provides health coverage to low-income families and individuals, including children, parents,...

What is ICC clause A?

As mentioned above ICC (A) clauses is considered to be the highest marine insurance cover for cargo because all risks are covered. ICC (A) states that the...

Does it matter what title company you use for refinance?

Mortgage fee guidelines under RESPA — the Real Estate Settlement and Procedures Act — allow the borrower to select her own title company in a refinance. M...

Do insurance companies have to pay for code upgrades?

If the code work isn’t completed, the insurance company has no obligation to pay for the code upgrades, even if they agree they are covered. Some policies...

What is an express authority?

An agent’s power to act on behalf of a principal, explicitly granted by an agreement between the agent and principal. What does authority mean in insuranc...

Does COBRA insurance start immediately?

Assuming one pays all required premiums, COBRA coverage starts on the date of the qualifying event, and the length of the period of COBRA coverage will de...

When was deposit insurance introduced?

1933 Federal deposit insurance came into existence in the United States with the enactment of the Banking Act of 1933, and the creation of the Federal Dep...

What is required to sell insurance in Indiana?

Indiana residents desiring any type of insurance license must: Be at least 18 years of age. Maintain principal place of residence or principal place of bu...

How can I get insurance without a Social Security number?

If you don’t have a Social Security number (SSN), you don’t have to provide one. If you do have a Social Security number, you do have to show it. If you d...