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What does homeowners insurance typically not cover?

Standard homeowners insurance policies typically do not include coverage for valuable jewelry, artwork, other collectibles, identity theft protection, or ...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Is homeopathic medicine covered under OHIP?

Costs OHIP doesn’t cover Most alternative medicine consultations and treatments, including Chinese medicine, homeopathy, acupuncture and Reiki. Physiother...

Does repossession affect insurance?

Repossession is a financial issue, not an insurance issue. While it’s true that the act of repossession does not affect your insurance company, it will de...

Is it bad to cancel an insurance policy?

Non-payment cancellations are a red flag on your insurance record. It may result in insurers considering you a higher risk and charge you higher premiums....

Is damage from frozen pipes covered by homeowners insurance?

Most homeowner and commercial property insurance policies, in general, will cover damage from a frozen pipe that bursts. Are pipe breaks covered by insura...

What happens if you get hit by a car while pregnant?

Even if you feel fine, call your healthcare provider, or head to an emergency room right away. While the womb does offer some protection for your baby and...

Can I buy burial insurance for my mother?

Can You Get Burial Insurance For Parents? Yes you can buy burial insurance for your parents. It’s actually quite common for kids to buy parental coverage ...

Which type of health insurance allows you to use any medical provider?

Preferred Provider Organization (PPO): A type of health plan where you pay less if you use providers in the plan’s network. You can use doctors, hospitals...

Can you be arrested for not being insured?

Will I get a criminal record for driving without car insurance? As driving without insurance is not an imprisonable offence, if you are found to be drivin...

Do I have to turn in my license plate when I cancel insurance SC?

If you cancel your coverage on any of your vehicles, then you will need to turn in your registration and license plates to your Department of Motor Vehicl...