The Daily Horizon

Featured Article

How do I find an independent life insurance agent?

Ask your accountant, attorney or financial planner for referrals to life insurance agents. You can also find agents in your area by going to life insuranc...

Read Full Article Browse business

Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

What does PD stand for in insurance?

Property damage liability insurance. If you’re at fault in an accident, property damage liability (PD) insurance can help cover costs for the other driver...

How much is insurance for a motorcycle in California?

Average cost of motorcycle insurance by state Cost rank State Annual rate 1 California $1,360 2 Louisiana $1,175 3 Michigan $1,083 4 New York $969 How muc...

Can I drive a car back I just bought without insurance?

Can you drive home a car you just bought? Yes, but only if you have insurance. If your new vehicle isn’t properly insured when you want to drive it away, ...

Is a leaking pipe covered by insurance?

Your homeowners insurance policy should cover any sudden and unexpected water damage due to a plumbing malfunction or broken pipe. However, most home insu...

Are life insurance policy benefits taxable?

Generally, life insurance proceeds you receive as a beneficiary due to the death of the insured person, aren’t includable in gross income and you don’t ha...

Can you get life insurance on just anyone?

You can’t take out a life insurance policy on a stranger or even someone you just casually know. Insurable interest: To buy a policy for someone else, you...

Do you have to report hitting a bollard?

As there was nobody at the scene to report it to, you must report it to the police as soon as reasonably practicable, and in any case within 24 hours. Wha...

Is Procedure code the same as diagnosis code?

The CPT code describes what was done to the patient during the consultation, including diagnostic, laboratory, radiology, and surgical procedures while th...

How much should I insure my dwelling for?

Most advise to choose an amount that’s around 20-30% of your Dwelling coverage. Also, take your lifestyle into consideration, as this covers what you’d us...