The Daily Horizon

Featured Article

Will reckless driving increase insurance?

If you are convicted of reckless driving, your insurance rates will most likely skyrocket. A reckless driving conviction is a serious offense that will li...

Read Full Article Browse business

Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Can you get life insurance from a bank?

Bank-owned life insurance (BOLI) is a form of life insurance purchased by banks where the bank is the beneficiary and also usually the owner of the policy...

Does a single car accident raise your insurance?

It doesn’t matter if you are in a 10 car pileup or a single car accident, if you make a claim with your insurance company, your insurance rates will incre...

What is a graded life insurance policy?

A graded death benefit life insurance policy pays a lower amount if death occurs during the first few years after you purchase the policy. Unlike standard...

What insurance do I need for holiday let?

public liability insurance If you’re letting out your property, you’ll need public liability insurance. This type of cover should pay legal costs and expe...

Does secondary insurance follow Medicare guidelines?

The insurance that pays first (primary payer) pays up to the limits of its coverage. The one that pays second (secondary payer) only pays if there are cos...

Do you have to tell employer about previous injury?

A prospective employer has no right to ask whether you have had a previous workers’ compensation claim. However, a prospective employer does have the righ...

What will be the cost for LASIK eye surgery?

The exact price is determined after a thorough examination of both the eyes and understanding your health history. The complexity of your refractive error...

Can you have both RRSP and TFSA?

Everyone has the same limit. RRSP limits are based on your previous years income so everyone can contribute different amounts to the RRSP. If you don’t co...

Is PL full coverage?

Personal liability (PL) insurance is one part of PLPD, and it goes into effect when you’re at fault in an accident. It covers the medical bills of the oth...