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Which spouse should claim Social Security first?

The higher earner is the spouse with the larger primary insurance amounts (PIA). When you’re deciding who will collect first and who should wait, consider...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Are bed and breakfast rates comparable to hotel rates?

You will often pay less than a hotel. Homeway.com came up with a revealing infographic that compared average prices of hotels and B&Bs in major cities...

Are loans included in working capital?

Short-term debt is considered part of a company’s current liabilities and is included in the calculation of working capital. Since working capital is calc...

What should a rented property have?

All landlords must provide: A sink with hot and cold water. A separate room, for the exclusive use of each rented unit, with a toilet, a washbasin and a f...

What are limited life intangible assets?

Limited-life intangibles are intangible assets with a limited useful life, such as copyrights, patents and trademarks. Intangible assets are non-monetary ...

Do large cash withdrawals get reported?

You may withdraw large amounts of cash from your bank at any time. Large amounts of money may be reported to the IRS or take time for the bank to put toge...

What is a Euro Medium Term Note?

Euro Medium Term note (EMTN) MTNs or EMTN s are debt instruments issued by companies. As their name suggests, they generally have a maturity between the o...

Can you get rejected from an apartment application?

If you applied to an apartment where the rent was more than 30 percent of your gross income, the apartment community could deny you. If the income listed ...

How much can a 50 year old put in 401k?

There are annual limits. In 2016, if you are under 50 years old, you can contribute a maximum of $18,000. If you’re 50 or older, you can make an additiona...

Can options be used for hedging?

Hedging strategies are used by investors to reduce their exposure to risk in the event that an asset in their portfolio is subject to a sudden price decli...