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Did you become a California resident during 2020?

Your intent is to return to California, and your absence is temporary and transitory. Through May 4, 2020, you were a California resident. On May 5, 2020,...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

How much should I have in my 401k at 60 years old?

From the results, the average 60 year old should have between $800,000 – $5,000,000 saved up in their 401k, depending on company match and investment perf...

Why do bond values go down?

Why Bond Prices Change When Interest Rates Change When interest rates rise, bond prices fall. When interest rates go down, bond prices increase. Bonds com...

How can I Donate my Car to a church?

Your church may be able to put you in touch with a car-donation charity, or may even be able to put you in touch with a church member who has a car they w...

Can you live anywhere on disability?

Generally speaking, it should be fine for you to move while you’re receiving disability benefits. As you might imagine, this depends on where you’re movin...

Why are nonprofits better?

Nonprofit organizations play a vital role in building healthy communities by providing critical services that contribute to economic stability and mobilit...

Which states protect bank accounts from creditors?

Some states, such as South Carolina, Maryland, North Dakota, New York, and New Hampshire, protect a small amount of money in a bank account from judgment ...

What represents the slope of the security market line?

market risk premium The slope of the security market line represents the market risk premium, i.e. the excess return over the market return. The market ri...

What is the cheapest type of permanent life insurance?

Universal life can be one of the cheapest forms of permanent life insurance. Variable life insurance allows you to invest your policy premiums. If the inv...

Is Allianz a good annuity company?

Allianz Life is a very strong insurance company with an A+ AM Best Rating. The below table shows their AM Best Rating, Standard & Poors, Moody’s ratin...