The Daily Horizon

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How do you determine the amount of life insurance you will need for yourself?

Most insurance companies say a reasonable amount for life insurance is six to 10 times the amount of annual salary. Another way to calculate the amount of...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

How much does it cost to keep a horse at a farm?

Depending on your location, expect to pay between $400 and $500 per month. This price can be substantially lower in very rural areas or based on the ameni...

Does points transfer from state to state?

When you change your residency from one member state to another, your points will follow you if the new state has a points system. You may not end up with...

What happens if police lose your property?

During the inventory process, the police will remove and seize any “expensive” items to prevent them from being lost or stolen. If no charges are issued, ...

Can I gift life insurance proceeds?

If you want your life insurance proceeds to avoid federal taxation, you’ll need to transfer ownership of your policy to another person or entity. New owne...

Can you repair a broken granite countertop?

Cracks and Breaks on granite can’t really be fixed, what can actually be done is filling the cracks with epoxy or acrylic so that they don’t show. If it’s...

Who owns a patients x-rays?

dentist The dentist owns the physical record of the patient and is the legal guardian of the chart and its complete contents, including radiographs. While...

How much can someone sue for a car accident in Texas?

You are also limited to $100,000 per person from the city or county, and a total of $300,000 per accident if personal injury or death occurred. Additional...

Can you deny benefits for more pay?

Benefits often come out of a different budget line than salaries do. If he fires a coworker, he may be able to reallocate that person’s salary. But, if so...

Does USAA cover overseas?

No, our stateside policies do not extend outside of the country and we do not have a policy to cover this if you’re on vacation. If you have a USAA policy...