The Daily Horizon

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Do you have to pay mortgage insurance on a second home?

Without a down payment, you’ll have to pay private mortgage insurance. With the increase in the mortgage payment and the added cost of PMI, a second home ...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Does the general insurance have agents?

If you view the insurance industry as being composed of wholesalers and retailers, general insurance agents generally are wholesalers. In turn, standard l...

How do I become a title agent in Virginia?

The Title Insurance License is required for anybody wishing to become a title agent. As set forth in the Code of Virginia § 38.2-1814.1, anyone making an ...

Is certified mail guaranteed?

USPS Certified Mail provides the mailer a receipt or ‘proof of mailing’ and evidence of delivery when the letter is delivered. It does not guarantee an ex...

What does liability insurance not cover in an accident?

Liability insurance does not cover your car if another driver causes an accident. In this case, the other party’s insurance should take care of your damag...

What insurance covers damage to your vehicle caused by something other than collision?

Comprehensive insurance is a coverage that helps pay to replace or repair your vehicle if it’s stolen or damaged in an incident that’s not a collision. Co...

Does liability insurance cover someone hitting me?

Liability coverage helps pay for someone else’s expenses if you cause a car accident that injures them or damages their property. If your car is hit by an...

Can a life insurance policy be paid up?

Paid-Up Life Insurance Policies Explained Paid-up life insurance comes in two forms – paid-up status and paid-up additions. Paid-up status will allow you ...

What insurance does a dog groomer need?

Public liability insurance What insurance do pet groomers need? Public liability insurance is often an important cover for pet groomers, in case someone i...

How much does Kwik Stop pay?

Average Kwik Stop Cashier hourly pay in the United States is approximately $11.59, which meets the national average. Can a funeral policy be paid up? The ...