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Do police determine fault in an accident?

Once a car accident is reported, police will come to the scene, where they will fill out a police report of what happened. It’s important to note that whi...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Do married people pay less for auto insurance?

Because married drivers are seen as more financially stable and safer drivers, they typically pay lessfor car insurance. On average, a married driver pays...

Who can be your beneficiary?

A beneficiary can be a person, charity, business or trust. If the beneficiary is a person, they can be a relative, child, spouse, friend or anyone else yo...

Can you bill health insurance for auto accident California?

California Motor Vehicle Accidents and Medical Expenses If you get into a car accident in California, you will generally have to pay for your medical bill...

Will my insurance find out about speeding ticket?

The answer is likely yes, speeding tickets may increase the amount you pay for car insurance. Speeding tickets are considered part of your driving record....

Is a tire blowout considered an accident?

A tire blowout is not considered an accident unless other vehicles are involved. What happens to your car when your tire blows out? A tire blowout will im...

Does adding someone to your insurance make it go up?

Simply adding a second driver to an already covered vehicle won’t always spike your rate. But if you’re adding both a driver and their personal vehicle to...

What is the rating system for insurance companies?

Five independent agencies—A.M. Best, Fitch, Kroll Bond Rating Agency (KBRA), Moody’s and Standard & Poor’s—rate the financial strength of insurance co...

What is face value for life insurance?

In short, your face value is the amount of money your beneficiaries will receive from your insurance company at the time of your death. You might hear it ...

Does my full coverage insurance cover other cars?

In general, insurance coverage for an insured driving someone else’s vehicle is the coverage he carries for his own vehicle. The driver’s personal coverag...