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What type of insurance coverage includes bodily injury?

Liability coverage has two components: bodily injury liability and property damage liability. Both coverages are required by law in most states. Property ...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Can female lawyers use Esq?

In practice, it is used almost exclusively by lawyers (of both sexes), and so it generally may be assumed that, when “Esq.” appears on business cards or s...

How are claims transmitted electronically?

Electronic claims can be generated in a practice management system and then transmitted either directly to the payer electronically in accordance with the...

What is a bond for insurance?

Bond — a three-party contract under which the insurer agrees to pay losses caused by criminal acts (e.g., fidelity bonds) or the failure to perform a spec...

How much are braces in Ohio with insurance?

On average, you can expect to pay between $3,000 and $5,000. If you want braces that are less visible, ceramic versions are designed to be clear and there...

How is insurance consultant different from an insurance producer?

There is no difference. The two terms are used interchangeably to describe selling insurance on behalf of a company or multiple carriers. “Insurance agent...

Are life insurance death benefits taxable to the beneficiary?

Generally speaking, when the beneficiary of a life insurance policy receives the death benefit, this money is not counted as taxable income, and the benef...

In which year private insurance companies started business in India?

In the 1956, Nationalisation of business sector started and all the companies relating of Insurance business was taken over by Central Government. The Lif...

What happens if you lie about tobacco use on life insurance?

You could be denied a life insurance policy if you lie on the application about your smoking habits. Many insurers require a life insurance medical exam t...

Can you get a National Insurance number if you are not a British citizen?

If you are not a British Citizen, you will need to apply for a National Insurance number in order to work in the UK. What is national insurance? You will ...