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Can ownership of car be transferred without insurance?

Yes. The third-party insurance section of the policy is automatically transferred to the new owner. Can I transfer RC without insurance? You cannot transf...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

How does hitting a deer affect your insurance?

Hitting a deer is usually considered a random event and does not significantly affect insurance rates. Comprehensive claims go on your insurance record, b...

Can one person have two different insurance policies?

You may have to buy a second policy from another insurer and pay both bills. Having two auto insurance policies is legal, but filing the same claim with t...

Can you change health insurance plans while pregnant?

Do you already have a plan through Covered California? Once your baby is born, you can add your child to your current plan, or you can switch to a new pla...

What is outpatient health insurance?

Outpatient benefits differ from policy to policy, but typically it allows you to claim for a portion of the cost of GP, outpatient consultant, diagnostic ...

Will insurance cover foundation damage from tree roots?

Homeowners Insurance Exclusions to Foundation Repair. Damage that isn’t sudden and accidental and/or sourced from above the slab tends to be excluded from...

What happens if your car gets hit while parked?

If the driver who hit your parked car is not at the scene and did not leave any contact information, the incident may be classified as a hit and run. Howe...

How do I get motorcycle insurance without a motorcycle?

You will need to contact an insurance agent at an agency that accepts clients without licenses. You may still need a state-issued form of identification i...

Can you claim a generator on your insurance?

You install the generator, and a storm takes out the power for six hours. In most cases, you need to toss out the food you have in the refrigerator or fre...

What type of insurance replaces income for injury or illness?

Disability insurance Disability insurance definition Disability insurance is a type of coverage that replaces a portion of your monthly income if injury o...