The Daily Horizon

Featured Article

Is an insurance certificate the same as a policy?

A certificate of insurance is purely informational and does not alter or amend any insurance policy. A COI does not serve as an insurance contract, policy...

Read Full Article Browse arts

Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Does a subcontractor need workers compensation insurance?

Subcontractors are business entities independent of your company or organization; they are not your employees. Because of this, you do not need to carry w...

What is a lost life insurance policy?

A life insurance policy is unclaimed when the insured person passes away and the named beneficiary does not claim the death benefit from the policy. Uncla...

What insurance do small businesses pay?

Commercial General Liability Insurance or General Liability Insurance for small business in Alberta, the most popular coverage, that can protect you for e...

What is the highest paying insurance company?

The following are the top five insurance firms as well as their actuary base salary according to Glassdoor. Liberty Mutual Insurance: $156,00 – $179,000. ...

Can the IRS garnish long-term disability?

Unpaid Federal Taxes Specifically, the federal agency Internal Revenue Service (IRS) will garnish a portion of your monthly benefits to pay for the arrear...

How much do antibiotics for a UTI cost without insurance?

According to the Urology Care Foundation UTIs are the second most common type of infection, accounting for more than 8 million visits to health care provi...

Why is it important for a fitness instructor to have insurance?

As a personal trainer, it’s vital to protect yourself, your clients (and potentially your employees) against a range of incidents by taking out specialist...

What degree do you need to be a claims specialist?

Most claims adjusters hold a bachelor’s degree, but generally a high school diploma is all the education that is required for this position. Because of th...

What type of insurance coverage would be needed if you had a mortgage?

Private mortgage insurance Also known as PMI, private mortage insurance is an insurance policy that a lender requires if your loan is more than 80% of you...