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Does insurance pay if driver is drunk?

Whether your car insurance company will pay for a car totaled in a driving under the influence (DUI) accident rests on the wording of your policy agreemen...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Can a spouse change beneficiary?

Once your divorce is final, you can change your beneficiary designations as long as they follow the settlement agreement you made with your ex-spouse. Wha...

Do vets get death benefits?

Family members of some vets buried in private cemeteries may be able to get a veterans death benefit, or burial allowance. Eligible vets include those who...

What is direct insurance market?

Direct Market — reinsurers that deal with the cedent through their account executives rather than through intermediaries. What is insurance reinsurer? Def...

Which Formula 1 teams are based in the UK?

2021 Formula 1 constructors and teams Constructor Entrant Headquarters McLaren McLaren F1 Team Woking, United Kingdom Mercedes Mercedes-AMG Petronas F1 Te...

Are braces a necessary medical expense?

Braces usually qualify as reasonable and necessary expenses unless they are for purely cosmetic purposes. If your child simply wants braces to get straigh...

How many medical billing companies are there in the US?

The ranking reported in Becker’s Hospital Review on July 19, 2017, which was headlined “Top 15 Medical Billing Companies in 2017,” explained that the Medi...

Can employers see your medical claims?

Does my employer have access to my medical records or insurance claims? HIPAA prohibits employers from accessing patient records or insurance claims becau...

Can my homeowners insurance be Cancelled?

Your insurer can choose to either cancel or just not renew your homeowners policy, depending on the situation, but non-renewal is the more common of the t...

Is accidental death insurance taxable?

Accidental death insurance works as all other types of life insurance, except you have to die in a specific way. Just like other forms of life insurance, ...