The Daily Horizon

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How soon must an insurer pay a death benefit?

The time it takes to receive the death benefit varies on an individual basis, but most people can expect to receive their payment in under 60 days. How qu...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

How much did Katrina insurance cost?

Our estimate of the privately insured losses from Hurricane Katrina is $40 billion to $55 billion. How many homes did Katrina destroy? 850,000 homes An in...

Which policy is best in HDFC Life?

HDFC Life Insurance Plans – Eligibility Criteria’s Life Insurance Plans Entry Age(Min-Max) Tenure of Policy(Min-Max) HDFC Standard Life Insurance Term Pla...

What is the legal principle of utmost good faith?

The insurer trusts the policyholder to give true and precise details related to what is being insured. This is the principle of ‘Utmost Good Faith’. Care ...

Can an insurance company drop you while pregnant?

No. * In the past, insurance companies could turn you down if you applied for coverage while you were pregnant. At that time, many health plans considered...

Is falsifying a signature illegal?

Forgery involves a false document, signature, or other imitation of an object of value used with the intent to deceive another. Those who commit forgery a...

What are the products and services offered by insurance companies?

Various insurance products offered by the insurer include motor insurance, mediclaim insurance, personal accident insurance, travel insurance, overseas me...

Is it expensive to add a second car to insurance?

Will Your Car Insurance Costs Increase If You Add Another Vehicle? Adding another vehicle to your existing auto insurance policy may increase your auto in...

What is a MultiPlan PPO insurance?

MultiPlan Insurance is a PPO or Preferred Provider Organization facilitator that provides PPO plans to individuals in specific regions of the United State...

Can I get an insurance license with a misdemeanor in North Carolina?

North Carolina requires that all insurance license applicants provide fingerprints prior to licensing. Giving your fingerprints will initiate a background...