The Daily Horizon

Featured Article

How does car insurance work for children of divorced parents?

If you share joint custody: You and your ex-spouse both will probably need to add the young drivers to your car insurance policies if the kids have regula...

Read Full Article Browse arts

Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Is an insurance agency considered an insurance company?

A carrier is an insurance company that will directly write and pay out a car insurance claim for only their products. An agency or insurance broker is a c...

Who is at fault when rear ended?

In a rear-end car crash involving two cars, the car that hit from behind is considered liable. However, if the incident involves the car in front rolling ...

How can I find who my car insurance is with?

If you can’t remember who your provider is, or have mislaid your policy documentation, check your emails, credit card or bank statements – depending on ho...

What is a contractor liability insurance?

Contractors professional liability insurance provides coverage that protects both contractors and third-party hires, like architects, designers, and engin...

What does insurance do if your car is stolen?

If your stolen car is not recovered, your insurance company may pay you the amount for which it’s covered. If your car is recovered with damage as a resul...

What are the recent trends in insurance?

This year, the Indian insurance industry is mostly expected to search for growth through new service-based models, innovative products and better focus on...

Does drug use affect life insurance?

Being a current or former drug user may make it harder for you to find life insurance coverage, but it’s not impossible. Depending on your personal histor...

What is the penalty for a first offense of failing to show proof of insurance in Ohio?

Any driver or owner who fails to show proof of insurance or other FR proof (as listed above) will: Lose his or her driver license for 90 DAYS on first off...

Can I add my 18 year old son to my car insurance?

In a word – yes. Your 18 year old can be added to the family car insurance policy. If they’re only an occasional user of the car, then they can be include...