The Daily Horizon

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How long does it take for point to come off license NJ?

Thankfully, the New Jersey MVC will remove these points for a couple different reasons: Three points will be removed if you go one full year without recei...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Does car insurance cover non family members?

Your auto insurance generally won’t cover a non-permissive user in a crash; instead, the non-permissive driver’s insurance will be called on to cover any ...

Do insurance companies come to your house?

Having the insurance company come take pictures or inspect your house is a good thing. They are looking for hazards that could cause a claim or even a law...

What happens if you are at fault in a car accident in California?

In California, at-fault drivers are legally required to pay for the damages that they cause in a collision. If you are found at fault for the crash, you w...

Should I get liability or comprehensive?

Minimum liability insurance is often cheaper, but full coverage protects you against the cost of damage to your car, not just to others. If your current c...

What is the importance of taking group insurance in a company?

A Group Insurance policy helps take care of the financial security part of the employees. As an employer, thus, you can choose from different group term l...

How much does it cost to renew a California life insurance license?

Insurance License Fees & Schedule of Fees & Charges Effective March 3, 2019 License Type Filing Fees Renewal Fees Life-Only Agent(LO) $188 $188 Li...

Is employee compensation insurance mandatory?

It is mandatory to cover employees under worker’s compensation insurance. This will help you to get a worker’s compensation insurance at an affordable pre...

Are the Farmers Insurance commercials true?

Carly Kraft with Farmers Insurance told our Verify team that all their commercials are based on real claims. Some of the commercials are exaggerated for c...

Is life insurance paid all at once?

The entire benefit amount is paid at once by check or electronic transfer. A lump-sum life insurance payout is the default payment for most policies. Some...