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How do you say disabled without saying disabled?

Some examples of appropriate terms: Term no longer in use: the disabled. Term no longer in use: wheelchair-bound. Term no longer in use: confined to a whe...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

How do you form a LLC by yourself?

Filing the Articles of Organization How to LLC yourself? To form an LLC by yourself, you need to reserve a business name, appoint a registered agent, file...

Are highly liquid investments cash equivalents?

What Are Cash Equivalents? Cash equivalents are investments securities that are meant for short-term investing; they have high credit quality and are high...

What are core deposit intangibles?

The most-often recorded and identifiable intangible asset for a bank or branch acquisition is the core deposit intangible (CDI). CDIs are common assets, a...

What is fiduciary responsibility under ERISA?

The primary responsibility of fiduciaries is to run the plan solely in the interest of participants and beneficiaries and for the exclusive purpose of pro...

Do you have to pay taxes to a single Owner LLC?

This means that if you are the single member of your LLC, you report your LLC’s income and loss on your personal tax return, and you have to pay self-empl...

How is loan officer commission calculated?

Commissions are calculated according to the basis points of the loan: Each basis point is 1/100th of 1 percent, so 25 basis points, or BPS, equals 1/4 of ...

Does the government pay you to take care of my mother?

The first and most common Medicaid option is Medicaid Waivers. With this option, the care recipient can choose to receive care from a family member, such ...

Can a job termination be withdrawn?

Once notice of redundancy has been issued to an employee, it is legally binding and cannot be unilaterally withdrawn by the employer, even if the employee...

What should I know before buying or renting a house?

Owning a rental property can cost you more than it makes for you if it’s in the right (or wrong) condition. There are other risks involved in owning a ren...