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Do tractors need insurance to drive on the road?

In certain circumstances, there is no legal requirement to insure, MOT or even tax a tractor that is purely used for agricultural purposes on your own lan...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Can you skip premiums in universal life?

Universal life insurance benefits Since there is a cash value component, you may be able to skip premium payments as long as the cash value is enough to c...

What happens if I lose my phone with no insurance?

My Contract Phone Was Stolen But I Have No Insurance – What Can I Do? If you don’t have any form of mobile insurance then your only option is to replace t...

Can a sixteen year old get into a car accident?

Let’s face it; teenagers can be bad drivers. When your child turns sixteen and gets a driver’s license, you can expect your car insurance to soar. And if ...

How is information technology beneficial in the insurance sector mention any three factors?

Internet of Things (IoT), telematics, drones, the blockchain, smart contracts, and artificial intelligence (AI) are providing new ways to measure, control...

What do insurance companies consider vicious dogs?

Dangerous Dog Breeds According to most insurance companies, the following are the more common “Dangerous Breeds” or “Blacklisted Breeds”: Pit Bulls & ...

Is pregnancy considered pre-existing condition for insurance?

Pregnancy cannot be considered a pre-existing condition and newborns, newly adopted children and children placed for adoption who are enrolled within 30 d...

When was the first insurance company in the world?

1710 The oldest documented insurance company today dates back to 1710. Originally known as the Sun Fire Office, it started not all that long after the ori...

How much will my insurance go up if I rear end somebody?

When you are rear-ended by another car, you may wonder how your insurance rates will be affected. Usually, car crashes that are not your fault do not rais...

What is ECE coverage?

Extended Coverage (ECE): includes coverage for loss caused by Windstorm or Hail, Explosion, Riot or Civil Commotion, Aircraft or Vehicles, Smoke and Volca...