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Who is the actor in the Allstate commercial?

Dennis Haysbert Who Is the Voice in the Allstate Commercial? The man who has become known as the Allstate commercial guy is Dennis Haysbert. Haysbert is a...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Will health insurance cover veneers?

While dental veneers aren’t covered by insurance, the medical procedure of having crowns (sometimes called a “cap”) fitted and attached to teeth that in n...

What is all risk fire insurance?

Understanding All Risks For example, an insurance contract might specify that any home loss caused by fire or vandalism will be covered. An all-risks insu...

Can I get insurance if I get pregnant?

Health coverage if you’re pregnant, plan to get pregnant, or recently gave birth. All Health Insurance Marketplace® and Medicaid plans cover pregnancy and...

Why is it important to have medical payments coverage even if you have health insurance?

Health insurance typically pays for medical expenses, but some policies exclude injuries related to a car accident. That can leave you on the hook for hig...

Do I pay a deductible if my car is not damaged?

You will not have to pay the price of your deductible if your vehicle is not damaged, but the car you hit is damaged. This is because if the person files ...

What is life insurance with cash surrender or loan value?

Understanding Cash Surrender Value Cash surrender value is the accumulated portion of a permanent life insurance policy’s cash value that is available to ...

Which type of risk is covered in credit insurance?

Credit insurance protects the companies against customer defaults. It covers the risk of loss due to the insolvency of their customers. Export Credit insu...

What is the difference between a certified appraiser and a licensed appraiser?

A certified residential appraiser can legally appraise a building with up to four dwelling units, regardless of the value of the property or its complexit...

What strategies can you follow to reduce car insurance?

Listed below are other things you can do to lower your insurance costs. Shop around. Before you buy a car, compare insurance costs. Ask for higher deducti...