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How does a provider get credentialed?

Getting credentialed (or on insurance panels) involves retrieving and filling out a series of applications with insurance companies (which takes upward of...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

What does accidental death and dismemberment insurance cover?

As the name suggests, accidental death and dismemberment insurance provides coverage for a death due to an accident. It generally also pays if you lose a ...

Can you find out if someone has insurance?

If you have the driver’s information, you can request the California DMV to look up their name for any applicable insurance coverage. If you have the lice...

What is typical settlement for pain and suffering?

If the $5,000 in medical bills are from going to a chiropractor to treat whiplash and minor back pain, then you can expect to receive a pain and suffering...

What can bring on a panic attack?

Severe stress, such as the death of a loved one, divorce, or job loss can also trigger panic attacks. Panic attacks can also be caused by medical conditio...

What does the title agency do?

A title agency is a company that helps ensure a property can be legally sold. They do this by performing extensive title searches to locate any issues tha...

Do I need full coverage on a financed car?

Yes, everyone who finances a vehicle must maintain full coverage auto insurance for the life of their loan. The lender still, technically, owns any vehicl...

Can I drive with expired license in California?

A: There is no grace period. Once your California driver’s license expires, it’s expired and you can’t legally drive. According to California law, drivers...

What is a beneficiary for car insurance?

A car insurance beneficiary is usually named in a policy that provides death or funeral benefits, which are special car insurance types of coverage. Here ...

How much does mortgage insurance usually run?

Regardless of the value of a home, most mortgage insurance premiums cost between 0.5% and as much as 5% of the original amount of a mortgage loan per year...