The Daily Horizon

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What is the basic qualification for getting an insurance Licence?

Regulation 4 of the regulations (i.e. IRDA (licensing of Insurance Agents) /Regulations, 2000) requires that a person desiring to obtain or renew a licens...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

What are natural death in insurance?

Natural Death — indicates death not caused by external sources; usually pertains to death from disease or old age. Do you have to die to collect life insu...

Can you combine two life insurance policies?

It’s totally possible — and legal — to have multiple life insurance policies. Many people have life insurance coverage through their employer in addition ...

Which of these factors will cause higher insurance premiums?

The 3 biggest factors that affect car insurance rates are state coverage requirements, age, and the car’s make and model. The more coverage you’re require...

Can a car be repossessed with no insurance?

Larger lenders may not repossess a car for no insurance but they will force-place insurance. This means that they will add a charge for special lender ins...

How do you handle a denied claim?

Call your doctor’s office if your claim was denied for treatment you’ve already had or treatment that your doctor says you need. Ask the doctor’s office t...

What does Western and Southern financial Group do?

Western & Southern Financial Group has over a 130-year heritage of meeting the financial stability needs of our customers — individuals, families, bus...

What is the difference between Hoi and hazard insurance?

The purpose of homeowners insurance is to help you repair or replace your home if it is damaged by a covered peril. “Hazard insurance,” as it is commonly ...

How do I choose a Medicare agent?

You should pick a broker or agent with solid experience selling Medicare plans in your state. Ask your family members and friends for referrals. When inte...

Can a life insurance policy be paid by a deceased person?

Updated November 11, 2019. Is life insurance part of an estate and available to pay a deceased person’s bills? It depends on whether the life insurance po...