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The Daily Horizon

Can you get on Medicare at age 62?

Author

Mia Phillips

Published Jan 20, 2026

You can only enroll in Medicare at age 62 if you meet one of these criteria: You have been on Social Security Disability Insurance (SSDI) for at least two years. You are on SSDI because you suffer from amyotrophic lateral sclerosis, also known as ALS or Lou Gehrig’s disease. You suffer from end-stage renal disease.

How early can you get Medicare benefits?

When you first get Medicare If you’re eligible for Medicare when you turn 65, you can sign up during the 7-month period that: Begins 3 months before the month you turn 65. Includes the month you turn 65. Ends 3 months after the month you turn 65.

Do you automatically qualify for Medicare at 65?

If you are receiving Social Security, the Social Security Administration will automatically sign you up at age 65 for parts A and B of Medicare. (Medicare is operated by the federal Centers for Medicare & Medicaid Services, but Social Security handles enrollment.)

Do you have to sign up for Medicare at age 62?

If you retire at 62 and do not have a disability, you will generally have to wait three years for Medicare coverage.

When is the best time to sign up for Medicare?

Your first chance to get Medicare usually starts 3 months before you turn 65 and ends 3 months after you turn 65. Find out when you’re eligible for Medicare. You can only enroll in Medicare at certain times, and the cost can go up the longer you wait to sign up.

When does my Medicare Part A coverage start?

If you sign up for Medicare Part A (Hospital Insurance) and/or Medicare Part B (Medical Insurance) during the first 3 months of your Initial Enrollment Period, your coverage starts the first day of the month you turn 65. If your birthday is on the first day of the month, your coverage starts the first day of the prior month.

When do you become eligible for Medicare if you turn 65?

You’re first eligible to apply for Medicare 3 months before the month you turn age 65, during the month you turn age 65, and up to 3 months after your 65th birthday.

When do you have to sign up for Medicare Part B?

You may have to sign up if you’re 65 (or almost 65) and not getting Social Security. There are certain times of the year when you can sign up or change how you get your coverage. If you sign up for Medicare Part B when you’re first eligible, you can avoid a penalty. You can choose how you get your Medicare coverage.