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Are employers required to offer COBRA?

COBRA (Consolidated Omnibus Budget Reconciliation Act of 1985) is a federal law that requires employers of 20 or more employees who offer health care bene...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

How long does a seatbelt ticket stay on record?

How long does a seatbelt violation stay on your record? In some states it takes up to three years for those violations to be removed from your driving rep...

Is personal property insurance the same as contents insurance?

The good news is that renters, homeowners and condo insurance policies typically include coverage for the contents of your home. This coverage is sometime...

Is the market portfolio an efficient portfolio?

Firstly, for all sample sizes, both the BJS and the vertical tests reject the null of market portfolio efficiency. Regardless of the number of stocks in t...

What means gross premium?

A gross premium is the total premium of an insurance contract before brokerage or discounts have been deducted. The gross premium is the total premium pai...

What type of dictatorship is Cameroon?

The Republic of Cameroon is a decentralized unitary state. Cameroon is ruled by a dictatorship. Who is the head of government in Cameroon? Paul Biya Camer...

Why do most people fail in making money in the stock market?

Not thinking long term and not being disciplined and patient If you are not willing to own a stock for 10 years, do not even think about owning it for 10 ...

How do you transport elderly to appointments?

10 Ways to Transport a Senior to the Doctor or Other Appointments Drive them yourself. Book a Taxi. Use a Medical Car. Use a Wheelchair Van. Use an ambula...

Is a mold problem covered by insurance?

Mold coverage isn’t guaranteed by your homeowners insurance policy. Typically, mold damage is only covered if it’s related to a covered peril. Mold damage...

Can a debentures be forfeited?

Difference between Shares and Debenture A debenture may be converted into shares. A share can be forfeited for non-payment of allotment and call money. A ...