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Is title insurance paid by seller or buyer?

Owner’s title insurance is a separate policy where either the buyer or seller may pay the insurance premiums to protect the buyer’s equity in the property...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

What is the importance of submitting a timely medical claim?

The most important factor that affects the timely filing or submission of claim is whether the in-house staff is handling claim submission or interaction ...

Should we disclose smoking in term insurance?

If you are a smoker, disclose the habit before availing the term insurance plan. Smokers may have a higher level of health risk and insurers add an additi...

Are salvage titles more expensive to insure?

Insurance is often more expensive for a salvage vehicle than a comparable clear title vehicle. If you’re considering full coverage of salvage car insuranc...

What does it mean that Arizona is a no-fault state?

With one exception (described below) Arizona is a no-fault state, which means, you can’t file for a traditional divorce based on fault. A fault divorce is...

Is it essential to privatize the insurance sector explain with reasons?

10.  Privatization of Insurance eliminated the monopolistic business of Life Insurance Corporation of India. It helps to introduce new range of products ...

What would cause insurance to reject a claim?

You committed fraud or provided false information during the application process. Your insurance company can deny your claim if you didn’t provide accurat...

Do you need insurance on a street legal golf cart?

Do Street Legal Golf Carts Require Insurance? The answer is yes! You can treat a street legal golf cart just as you would a car. That means it needs insur...

What is group mortgage protection?

Group Mortgage Protection insurance is designed especially for mortgage loans. The advantage of a Group Mortgage Protection program is that it enables you...

What breed of dog is In the Travelers Insurance commercial?

The dog is a Berger Picard named Chester Gigolo (you can follow Chester on his Facebook page). What dog is In the nationwide commercial? Ten years later, ...