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Does minor accident affect insurance?

Accidents that you cause will almost always raise your insurance price. Typically, insurers will charge more for accidents that were your fault. In certai...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

What are 3 factors that may affect your life insurance premium?

8 Factors That Affect Life Insurance Premiums Age. Your date of birth is the top factor affecting your life insurance premium. Gender. Women tend to live ...

What insurance companies sell the most annuities?

Allianz Life of North America sold the most fixed annuities, selling $7.1 billion. Can insurance agents sell annuities? Annuities can be purchased through...

What is the recommended car insurance coverage in California?

California requires drivers to carry at least the following auto insurance coverages: Bodily injury liability coverage: $15,000 per person / $30,000 per a...

What is a group insurance contract?

A group contract is a health or life insurance contract that covers a group of people, typically employees of the same company. Group contracts are often ...

What happens if you lie to car insurance about accident?

One of the worst consequences of failing to be honest with your car insurance company is criminal penalties such as jail or fines. This is because dishone...

Can you sell your long-term care insurance?

In the world of insurance, the ability to sell a policy is known as a life settlement. But there is no process in place to sell a long-term care insurance...

How much does a million dollar liability insurance cost?

General liability insurance is surprisingly affordable. Most policies cost less than $1,000 per year. A $1 million policy costs $300 to $1,000 per year. W...

What percentage of term life insurance pays out?

Insurance industry studies have shown that the probability of filing a death benefit claim under a term insurance policy is unlikely. One study placed the...

What should I check before buying car insurance?

10 factors to consider before buying a car insurance policy Premium Amount. It is important to understand the car’s needs and probability of risks well in...