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What does it mean that California is a no-fault state?

A no fault state means that all parties involved in an accident will have coverage from their insurance with respect to injuries or damages no matter who ...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

What type of insurance protects you if you are unable to work because of a medical condition?

State Disability Insurance About Disability Insurance. Disability Insurance (DI) is a part of the State Disability Insurance (SDI) program. It provides pa...

How can I promote my body shop business?

Here are some basic, easy-to-implement strategies that should work in most collision shops. Social media. First and foremost, let’s start with online pres...

What is a fiduciary in insurance?

Fiduciary liability insurance is designed to protect the business from claims of mismanagement and the legal liability arising out of their role as fiduci...

Do both parents have to provide health insurance?

Under appropriate circumstances, the court may excuse one parent from the responsibility to provide health insurance coverage or from a monthly payment to...

Who get the depreciation check from insurance claim?

Such claims will generally be paid by the insurer in two parts. The first check will cover the actual cash value (ACV) or depreciated value of the item. O...

Does insurance cover if you are drunk?

Driving under the influence of alcohol or drugs is illegal, obviously. However, if you drive drunk and cause a car accident, your car insurance policy wil...

Is home insurance legally required?

Home insurance (also called property or home building insurance) is essential if you own or are buying a home. This insurance can cover you for damage to ...

Are business fire insurance proceeds taxable?

Most business owners are shocked to learn that the receipt of an insurance claim payment for a fire or other loss may result in taxable income. This can h...

How does driving record affect life insurance?

As long as your driving record isn’t filled with speeding tickets and accidents, then it isn’t going to impact your premiums too drastically. You’ll still...