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Is the auto insurance policyholder liable if someone on their policy causes an accident?

Thankfully, in most accidents, damages will be covered by one of the involved driver’s insurance companies. It’s usually whoever was liable for the crash,...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Do I need insurance for a moped in Spain?

In short, you need insurance to ride a bike in Spain, be motorcycles, scooters or mopeds. You can’t even have a parked vehicle without insurance. Insuranc...

Does homeowners insurance cover a broken water main?

Most homeowners insurance policies will not cover water line breaks unless a line has undergone sudden, significant damage. If a water main breaks, your c...

Can someone dispute a life insurance beneficiary?

Any person with a valid legal claim can contest a life insurance policy’s beneficiary after the death of the insured. Often, someone who believes they wer...

Does homeowners insurance cover property during move?

Homeowners and renters policies provide coverage for your belongings while your personal property is at your residence, in transit and in storage faciliti...

What do cops see when they run your plates California?

When a vehicle license plate is run, we are given the vehicle information (make, model, year, and color), current registration status, registered owner dr...

Do life insurance companies check medical records after death?

If you die during the effective period of your term life insurance policy, your policy’s beneficiaries stand to receive the policy’s so-called death benef...

Did China Oceanwide buy Genworth?

HENRICO COUNTY, Va. — Insurer Genworth Financial has pulled the plug on its long-delayed acquisition by a Chinese company. The deal was first announced in...

Are health insurance premiums fixed or variable?

Your health insurance, car insurance, life insurance and homeowners or renters insurance are also examples fixed costs. You would have to spend several ho...

What is the indemnity method of claims payment?

Under the indemnity method, once you are eligible to receive benefits, the company will pay you the amount specified in the policy, regardless of the cost...