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Can you withdraw dividends from life insurance?

Accumulate at Interest: You can withdraw these dividends at any time without affecting your policy’s guaranteed cash value or guaranteed death benefit. Ho...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

What is your understanding of the term biodiversity?

The term biodiversity (from “biological diversity”) refers to the variety of life on Earth at all its levels, from genes to ecosystems, and can encompass ...

Who is the beneficiary on a key person insurance policy?

Under a key person life insurance policy, the business owns the policy, pays the premiums and is the beneficiary. If a key person dies, the business then ...

How do insurance companies operate?

Insurance companies assess the risk and charge premiums for various types of insurance coverage. If an insured event occurs and you suffer damages, the in...

At what age are you forced off your parents insurance?

26 If you’re covered by a parent’s job-based plan, your coverage usually ends when you turn 26. But check with the employer or plan. Some states and plans...

Can you claim personal injury on your own insurance?

Can you claim personal injury on your own car insurance? No, generally this does not form part of your own motor insurance policy. However a personal inju...

Does a small business need public liability insurance?

Public liability insurance isn’t a legal requirement for business owners, but if you deal with the public then it’s a good idea to consider adding this co...

Is insurance required on a motorcycle in Texas?

Yes. The state of Texas requires all drivers – including motorcyclists – to prove financial responsibility for any accidents they may cause. Do you need l...

Can I keep my health insurance after I retire?

Can I keep my health benefits after I retire? Yes, you can keep your existing health benefits coverage if you meet all of the following conditions: You’re...

How is reinsurance different from coinsurance?

Reinsurance is providing insurance for the risk that has been already taken up by an insurance company. While Coinsurance refers to sharing one risk among...