How does insurance help economic growth?
Insurance turn accumulated capital into productive investments. Insurance also enables mitigation of losses, financial stability and promotes trade and co...
Knowledge Base
Latest insights and tutorials from the The Daily Horizon team.
Can you get cash from a term life insurance policy?
Term life insurance does not offer a cash-value benefit. It is possible to use strategies like withdrawals or pay premiums to utilize your cash. Beneficia...
Read More →How many points is a stop sign ticket in NC?
3 points Penalties for Running a Red Light or Stop Sign 3 points on your driving record. 3 points on your insurance record. How much does 3 points affect ...
Read More →Can I stay on my parents insurance if I move out?
Yes. You can stay on your parents’ car insurance if you move out, but only under certain circumstances, like if you’re off attending school, you’re an eli...
Read More →Does a spouse pay tax on life insurance?
No surprise here—when your spouse or other designated beneficiary is given the payout (called the “death benefit”) for your life insurance, no matter how ...
Read More →Does home insurance cover fire caused by cigarette?
Yes, homeowners insurance covers your home and personal belongings if they’re damaged by smoke or fire. But fires can result in a devastating loss and you...
Read More →Does your car insurance cover hit and runs?
A hit-and-run accident claim is paid out under the Collision coverage of your auto insurance policy. Note that hit-and-run accidents are typically the onl...
Read More →What does liability not cover in the event of an accident?
Liability insurance does not cover the financial costs of your property or person in the event of an accident. Liability insurance only covers the costs o...
Read More →Is pregnancy test covered in insurance?
Most insurance plans will cover the test if you have risk factors for chromosomal abnormalities in your baby, but you might have to help pay for the costs...
Read More →Is wrongful death covered by insurance?
As for the question, “will car insurance cover wrongful death?” — the answer is that car insurance often does cover wrongful death. Not only can survivors...
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