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Do seats affect insurance?

Changing the upholstery of your car to sports or leather seats almost certainly won’t affect your premium, but more radical changes, such as removing seat...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

How does insurance company make profit?

There are two basic ways that an insurance company can make money. They can earn by underwriting income, investment income, or both. The majority of an in...

How much does it cost to fix a leak under a slab?

Slab Leak Repair Costs The average slab leak costs $2,280 to repair, including detection. Prices depend on the location of the leak and breaking through c...

What are provisions in an insurance policy?

Policy provisions are clauses in an insurance contract that lay out the exact conditions for which coverage is provided and for what amounts, along with e...

Am I still covered if I cancel my car insurance?

You’ll usually have 10 to 20 days between the date of the cancellation notice and the date you are no longer covered. The exact amount of time differs by ...

How are social insurance programs funded?

Social insurance benefits are funded in the United States through payroll taxes. Benefits are based upon contributions made to the program by citizens and...

What does the term to indemnify means in insurance?

Indemnity Indemnity means making compensation payments to one party by the other for the loss occurred. Description: Indemnity is based on a mutual contra...

Is it more expensive to insure an unoccupied house?

How much does unoccupied home insurance cost? The exact cost for insuring your unoccupied home could be higher or lower because insurers consider things l...

Are Frozen water pipes covered by insurance?

Most homeowner and commercial property insurance policies, in general, will cover damage from a frozen pipe that bursts. Does homeowners cover burst froze...

Do government employees get life insurance?

Unless they waive coverage, most Federal employees have Basic Life Insurance under the Federal Employees’ Group Life Insurance Program. Some employees als...