The Daily Horizon

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What is liability insurance for a restaurant?

Every restaurateur should purchase a commercial general liability insurance which will safeguard you from common complaints filed by your customers, like ...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Does a suspended license affect insurance in Ontario?

If you had your licence suspended for blowing over . 05, the province won’t rat you out to your insurer. But your driver’s abstract might. “MTO does not a...

What are the 3 types of custard?

Generally based on milk solids and starch, there are three main varieties of refrigerated custard: premium, regular and low-fat. What is a custard dessert...

What happens if the police catch you driving without insurance?

Yes, if you are stopped by the police on a road and they find you have no insurance they can take the vehicle off you and charge you for transportation an...

How do health insurance companies determine premiums?

How insurance companies set health premiums. Five factors can affect a plan’s monthly premium: location, age, tobacco use, plan category, and whether the ...

Can I purchase short term disability on my own?

You can buy your own short-term disability insurance policy. Before you can do that, you’ll have to learn more about the potential costs. To find out how ...

Who is eligible for Family health Plus in NY?

Family Health Plus provides coverage to adults who do not have health insurance but have income too high for Medicaid. Parents and childless adults aged 1...

How do you become a title officer in Arizona?

To become an escrow officer in Arizona, you must: Complete the Biographical Statement; Conduct a Background Check; Fulfill the Financial Requirement; Prov...

Is accidental fire covered by homeowners insurance?

Homeowners insurance can cover accidental fires. If one of the fires covered by your home insurance is caused by accident — like if you accidentally knock...

How does technology affect insurance?

With the help of AI, insurance companies can transform the insurance underwriting process. AI can also be used to improve the claims cycle efficiently by ...