The Daily Horizon

Featured Article

What type of insurance is required by law for a business to provide for their employees?

A: Employers must purchase workers’ compensation insurance from either a licensed insurance company or through the State Compensation Insurance Fund (Stat...

Read Full Article Browse culture

Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Does title insurance Cover property encroachments?

Title insurance protects your ownership of the home and covers unknown issues like fraud, forgery, encroachments (if your shed turns out to be on your nei...

What does it mean policy excess?

Your policy excess is the amount of money which you are required to contribute towards any claim. For Car Insurance Customers. Your policy excess amount w...

Will my lender require flood insurance?

Is Flood Insurance Mandatory? Your mortgage lender may require you to buy flood insurance. Federal law requires anyone who buys a home with government-iss...

How much is insurance for a distillery?

Cost Of General Liability Insurance The average distillery in America spends between $500 – $1,200 per year for $1 million in general liability coverage. ...

Does Utah recognize domestic partnerships?

Domestic Partnership rights vary from state to state. Utah happens to be one of the states that does not recognize a domestic partnership. Domestic partne...

How many car insurance policies can you be named on?

When getting a new car insurance quote, you will be able to add up to three named drivers to your policy with most insurers and comparison sites, and you ...

What is insurance policy package?

Package Policy — a combination policy providing several different coverages. Usually refers to a policy providing both general liability insurance and pro...

Can you cancel insurance right after a claim?

Can I cancel my insurance if I’ve made a claim? Yes, you can. If you’ve paid upfront though, you probably won’t be eligible for a refund. If you pay by mo...

Does insurance cover the vehicle or the driver?

Contrary to popular belief, car insurance typically follows the car — not the driver. If you let someone else drive your car and they get in an accident, ...