The Daily Horizon

Featured Article

How much does title insurance cost in Kansas?

Title insurance can be up to $320 and a title search can range from $40 to $275. Does the buyer have to pay the premium for the owner’s title insurance po...

Read Full Article Browse business

Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Is liability insurance legally required?

You cannot legally drive in any state without demonstrating financial responsibility for damages or liability in the event of an accident. In most states ...

How do insurance companies take photos?

Use these tips to help cover your bases. Take photos as soon as you can after the accident. Get accident scene photos from different angles. Document ever...

Can private health insurance drop you?

Yes, it’s both possible and legal for your health insurance company to drop you under certain circumstances. In general, then, your health insurance compa...

How do I find an independent life insurance agent?

Ask your accountant, attorney or financial planner for referrals to life insurance agents. You can also find agents in your area by going to life insuranc...

What are typical exclusions in an insurance policy?

A standard homeowners insurance policy contains exclusions, or causes of loss that aren’t covered. Policy exclusions include earthquakes, flooding, or pro...

What does PD stand for in insurance?

Property damage liability insurance. If you’re at fault in an accident, property damage liability (PD) insurance can help cover costs for the other driver...

Does a deer accident affect insurance?

If you hit a deer with your car, it will be considered a comprehensive claim. Any comprehensive claim does go on your record, but generally will not affec...

Is Amica publicly traded?

As a mutual insurance company, Amica Insurance is owned by its policyholders. Policyholder-owned companies are not publicly traded, and therefore are not ...

How to search for life insurance policies?

Life Insurance Look for insurance related documents. Contact financial advisors. Review life insurance applications. Contact previous employers. Check ban...