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Are insurance brokers and agents the same?

There are two main differences between insurance agents and brokers: Agents represent insurers, while brokers represent consumers. Agents can complete ins...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

How long can you drive with expired tags in Virginia?

DANVILLE, Va. (WSET) — A new law prohibits police from pulling you over and writing a ticket for an expired registration tag– at least for a little while....

Is prophylactic mastectomy medically necessary?

Coverage for reconstructive breast surgery is provided for individuals undergoing covered prophylactic mastectomies. Prophylactic mastectomy for any other...

How much do hurricane windows save on insurance?

Although it might sound unreal, installing hurricane impact windows can save you up to $10,000 per year! If you have been wondering how to save money on h...

What is the difference between indemnity and PPO dental insurance?

Patients are free to see dentists outside the network, but usually at higher out-of-pocket costs. PPOs typically cover all in-network preventative care, b...

Who is the girl in the new State Farm commercial?

Now there’s another new face to State Farm: Sabrina Ionescu. Sabrina appeared in the new State Farm commercial alongside NBA All-Star Chris Paul and this ...

Do I get money back if I cancel my term life insurance?

You don’t get money back after canceling term life insurance unless you cancel during the free look period or mid-billing cycle. You may receive some mone...

Do you have to have insurance in West Virginia?

West Virginia law requires all drivers in the state to carry car insurance. The state also requires you to carry proof of insurance, which must be shown t...

What happens if you lie on insurance?

Insurance companies often discover the truth when an insured person files a claim. The consequences of being found out may include being slapped with a hi...

Can I start an insurance carrier?

Generally, insurance carriers need a license from every state in which they want to do business. And presto, you basically have yourself a fully licensed ...