Who pays for damages in an accident?
The damages are ordered to be paid by the defendant – i.e. the person you sue. However, in the vast majority of cases the person you sue is the driver or ...
Knowledge Base
Latest insights and tutorials from the The Daily Horizon team.
What happens to home insurance during foreclosure?
If you are facing a foreclosure, it is likely that you will have your homeowner’s insurance policy canceled. In most cases, the payment for your monthly p...
Read More →Do they check your credit for insurance?
Insurance companies check your credit score in order to gauge the risk they’ll take to insure you. Studies have indicated that those with lower credit sco...
Read More →Can an insurance company cancel my policy without notice?
In most states, an insurance company must give a policyholder written notice of cancellation at least 30 days before canceling the policy. 1 The policy c...
Read More →Is an A rating for an insurance company good?
Arguably the best known and most respected of all the rating services for insurance companies is AM Best. A+ or A++ Rating = Superior Financial Strength. ...
Read More →How much does it cost to register a motorcycle in FL?
Motor Vehicle Registration Fees Motorcycles $10.00 Transporter $101.25 Commercial Motor Vehicle Surcharge on vehicles 10,000 lbs or more $10.00 Original/R...
Read More →Is it worth being a claims adjuster?
Some people say being a claims adjuster is the toughest job in the insurance industry. However, being a claims adjuster can be a highly rewarding role for...
Read More →Did the no surprises Act passed?
In December 2020, after years of heated debate and mounting anxiety from patients, Congress passed legislation to ban surprise medical bills. What does th...
Read More →Do I have to pay an excess on my car insurance policy if only the other party is claiming?
Do I have to pay an excess on my car insurance policy if only the other party is claiming? An excess is the amount you pay towards your own repairs or cla...
Read More →Do you have to add your teenager to your insurance policy?
No. You don’t have to add your child to your car insurance policy. But it will be less expensive than the child getting their own policy. “You’re not requ...
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