The Daily Horizon

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How long does it take to get an insurance license in NY?

This means that if you wish to get a Property and Casualty license, you must take ninety (90) hours of pre-licensing, and for Life, Accident, and Health y...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Can you double coverage dental insurance?

If you are covered under two different dental insurance plans, then you have dual dental coverage. Dual dental coverage typically occurs when you have two...

Can I be denied health insurance because of a pre-existing condition in India?

Yes, health insurance policy for pre-existing diseases is definitely possible; however it may lead to an increase in premium or denial in some cases. Can ...

Do I need workers compensation insurance if I have no employees?

Sole proprietors with no employees typically are not required to purchase workers’ compensation insurance. However, if you’re injured on the job, a sole p...

What does it mean when an insurance claim has been processed?

How Does Claims Processing Work? After your visit, either your doctor sends a bill to your insurance company for any charges you didn’t pay at the visit o...

What does insurance do if your car is stolen?

If your stolen car is not recovered, your insurance company may pay you the amount for which it’s covered. If your car is recovered with damage as a resul...

Is hitting a deer considered a no fault accident?

If you accidentally hit an animal with your vehicle, your insurance agency will not find you at fault. But an accident involving an animal is not your fau...

What are the recent trends in insurance?

This year, the Indian insurance industry is mostly expected to search for growth through new service-based models, innovative products and better focus on...

Does California record out-of-state speeding ticket?

California Drivers License and Out-of-state Violations Unfortunately for California residents, if you get a traffic ticket in another state, the Californi...

Does my business need workers comp insurance?

In NSW, it is compulsory to have a workers compensation policy if: You engage workers or contractors deemed to be workers and pay, or expect to pay, more ...