The Daily Horizon

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What is PMI insurance and how does it work?

In simplest terms, Private Mortgage Insurance (PMI) is an added insurance policy for homebuyers who make down payments on their homes that are less than 2...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Does House insurance Cover garden retaining walls?

At first glance, yes, homeowners insurance covers retaining walls, as they are a detached structure on the property that should be covered for many differ...

What is the future of insurance sector in India?

This year, the Indian insurance industry is mostly expected to search for growth through new service-based models, innovative products and better focus on...

What is a bottleneck problem?

A bottleneck is a point of congestion in a production system (such as an assembly line or a computer network) that occurs when workloads arrive too quickl...

Can you have life insurance from two different companies?

It’s totally possible — and legal — to have multiple life insurance policies. Many people have life insurance coverage through their employer in addition ...

What insurance do I need for holiday let?

public liability insurance If you’re letting out your property, you’ll need public liability insurance. This type of cover should pay legal costs and expe...

Does secondary insurance follow Medicare guidelines?

The insurance that pays first (primary payer) pays up to the limits of its coverage. The one that pays second (secondary payer) only pays if there are cos...

Where do insurance leads come from?

The short answer is, insurance agents get leads through: Marketing designed to generate leads. Purchasing leads from providers (who perform the marketing ...

Do you have to tell employer about previous injury?

A prospective employer has no right to ask whether you have had a previous workers’ compensation claim. However, a prospective employer does have the righ...

Can hospital balance bills?

If you have both Medicare and Medi-Cal coverage (meaning you are a dual eligible beneficiary), health care providers (like a doctor or hospital) cannot ch...