The Daily Horizon

Featured Article

How do I become a life insurance agent in Kentucky?

How to Get a Kentucky Insurance License Complete a Prelicensing Course. If you would like to sell insurance in Kentucky, you must complete an approved lin...

Read Full Article Browse business

Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Does mortgage insurance protect the buyer?

Mortgage insurance protects the lender. You’ll have to pay for it if you get an FHA mortgage or put down less than 20% on a conventional loan. The traditi...

Is it cheaper to get health insurance through work?

Workplace health insurance is usually cheaper than an individual health plan. Employer-sponsored plan premiums have increased 3% annually for single cover...

What is VMM insurance coverage?

Vandalism and malicious mischief insurance (VMM) is a type of property insurance that covers damages to parts of an insured building or personal property ...

How do you find a life insurance policy of a deceased person?

Here’s what you need to do to find the life insurance policy of a deceased person. Even before you file a claim for the death benefit with the insurance c...

What is the CPT code for BRCA testing?

CPT 81165: BRCA1 (BRCA1, DNA repair associated) (e.g., hereditary breast and ovarian cancer) gene analysis; full sequence analysis; this tests a single ge...

Can a daughter take out a life insurance policy on her father?

If you’re wondering if you can purchase a life insurance policy on your ex-spouse, or your child’s mother or father, the short answer is yes. As long as y...

Do insurance companies check where car is parked?

Telematics data will inform your insurer of your driving behaviour, and can also track where your car is parked overnight. So, if it’s not being parked wh...

Can I drive my race car on the road?

Here’s the bottomline: you can’t legally drive your race car on the highway. You just can’t and you shouldn’t. The risk of getting a ticket and some penal...

What is covered under own damage section of motor policy?

Own damage cover is an extensive policy which offers the insured against loss or damage to the vehicle insured along with a third party cover for the Belo...