Can you claim broken TV on home insurance?
Most home insurance policies will pay out for damage to home entertainment equipment like televisions or stereos. However, other accidents like marker pen...
Knowledge Base
Latest insights and tutorials from the The Daily Horizon team.
Is hospitalization insurance the same as medical insurance?
Hospital indemnity insurance (also known as hospital confinement insurance or simply hospital insurance) is supplemental medical insurance coverage that p...
Read More →Who is at fault in a merge?
Merging occurs when a lane is about to end and a car driver must enter into a lane that will be continuing to go forward. Most of the time drivers that ar...
Read More →When do life insurance companies pay out death claims?
Life insurance providers pay out within 60 days of receiving a death claim filing in most cases. Beneficiaries must file a death claim and verify their id...
Read More →How many years does driving lower your insurance?
The general rule of thumb is that your car insurance premiums will start to decrease when you turn 25. Although that’s typically true, 25 isn’t a magic nu...
Read More →Can you write off your homeowners insurance deductible on a claim?
Although you can’t generally tax deduct your insurance deductible, you can in three instances: if the damage was related to a federally recognized disaste...
Read More →When was health insurance first offered?
During the 1920s, individual hospitals began offering services to individuals on a pre-paid basis, eventually leading to the development of Blue Cross org...
Read More →When to get car insurance for an 18 year old?
The 18-year-old can actually help lower a parent’s premiums by maintaining a good driving record for every year on the policy. Gusner says it’s usually a ...
Read More →Is sunroof damage covered by insurance?
If your sunroof (or other glass, e.g., windshield, door glass or rear window) is damaged by something other than a collision, it’s generally handled under...
Read More →What state has the least expensive car insurance?
Iowa, South Dakota, Hawaii, Wyoming and Alaska are the states with the lowest rates for minimum car insurance. If living in a state with affordable auto i...
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