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What is life insurance Portability?

Portability allows an employee to convert their group term life insurance policy to a personal term life insurance policy. Term life insurance provides co...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Does drivers ed make insurance cheaper?

One way to receive a discount of up to 10% is to enroll in a drivers education or a defensive driving course. A drivers education course is especially imp...

Why would health insurance send me a check?

A health insurance company would send you a check for a number of reasons. It could be a refund of an over-payment you made. It could also be because of a...

How do I become an insurance adjuster in Texas?

How to Get Your Texas Insurance Adjuster License Claim residency in Texas OR a state that does not provide licensing for insurance adjusters. Take a state...

How do I remove a beneficiary from my life insurance?

You simply need to contact your insurer and request a change of beneficiary form and fill out the form accurately and completely. Make sure to spell out t...

Can I collect compensation beyond policy limits?

Unfortunately, you cannot make an insurance company pay beyond its policy limit. You do, however, have the right to sue the at-fault driver for more than ...

How much does an ultrasound cost at Planned Parenthood?

Planned Parenthood charges approximately $222 for an office visit and an ultrasound if you decide not to abort. Planned Parenthood charges $41 for your pr...

How is total loss of vehicle calculated?

The total loss threshold is calculated by dividing the vehicle’s repair cost by its actual cash value. It is expressed as a percentage. For example, suppo...

Do red cars have more accidents?

While red does tend to be associated with less of a risk of accidents than black, grey, and silver cars, red cars have more accidents than many other colo...

What does liability insurance cover on a trailer?

Trailer liability insurance protects your personal assets if you cause injuries or damage with a boat trailer, horse trailer, fifth-wheel RV, utility trai...