How is the value of your car figured if it is totaled in an accident?
To get an idea of what your totaled car is worth, find the Kelley Blue Book value for it in fair condition. Figure out what the 20 to 40 percent fair cond...
Knowledge Base
Latest insights and tutorials from the The Daily Horizon team.
What is the minimum amount of insurance coverage required?
California requires drivers to carry at least the following auto insurance coverages: Bodily injury liability coverage: $15,000 per person / $30,000 per a...
Read More →Is insurance declaration page same as binder?
Is a declaration page the same as a binder? A declaration page is part of the official policy wording documents, so it’s not the same thing as a binder. A...
Read More →Will I get fined for not having car insurance?
According to the New South Wales Roads and Maritime Services website, in NSW you’ll risk a $607 fine for driving a vehicle that’s unregistered and a $530 ...
Read More →How an auditing is done for insurance company?
The Insurance auditors shall examine policy and liability procedures, risk valuation, tax documents, and various other financial records of insurance. It ...
Read More →Does expired driving licence invalidate insurance?
Not only can you be fined and receive a criminal record, but the offence is usually charged alongside the offence of driving with no insurance, as an expi...
Read More →How do you take an insurance policy?
How to buy insurance and whom to buy it from You can buy your insurance policy through an individual agent, a corporate agent or a broker. You can also bu...
Read More →Can the IRS take money from a life insurance policy?
If the insured owed taxes at the time of his death, the IRS cannot seize the benefits paid to a beneficiary from his life insurance policy. In other words...
Read More →Can an employer change health insurance without notice?
Generally speaking, an employer cannot unilaterally change the terms of your employment. You would also have to consider whether the employer had the righ...
Read More →How do veterinarians feel about pet insurance?
“Similar pet owner research showed that among those pet owners who would consider pet health insurance, 71 percent were more likely to purchase if their v...
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