The Daily Horizon

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Who may be responsible for accident?

Depending on the cause of your crash, the responsible party may be another driver, a corporation, or a government entity and the specific legal issues in ...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

What violations affect insurance?

There are three classes of traffic tickets that impact your auto insurance premiums: minor, major and serious convictions. Relatively minor tickets, such ...

How do I get PIP insurance?

To collect PIP insurance after a car accident, you must file a claim with your car insurance carrier. After you have filed your claim, the insurance compa...

Where can I find an adult ADHD psychiatrist?

To find an ADHD specialist close to you: Check in the CHADD Resource Directory or another resource directory: Psychology Today. The U.S. Center for Mental...

What coverage should I have on an older car?

How much car insurance do I need for an older car? The only insurance you usually need is liability coverage and, in some states, personal injury protecti...

What is a preamble in insurance?

Preamble — an introductory paragraph in a contract that identifies the parties by name and the date upon which the parties entered into the contract and o...

What does maturity date on life insurance mean?

Maturity Date — the date at which the face amount of a life insurance policy becomes payable by either death or other contract stipulation. How long do yo...

Can employers give employees money for health insurance?

The law allows employers to give employees a lump sum of cash for purchasing health insurance, pre-tax, through health reimbursement arrangements (HRAs). ...

Do psychologists get health insurance?

Most insurance providers in Alberta do not cover master’s students, psychotherapists, hypnotherapists, occupational therapists (working as mental health t...

What should my insurance limits be?

California requires drivers to carry at least the following auto insurance coverages: Bodily injury liability coverage: $15,000 per person / $30,000 per a...