The Daily Horizon

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Does insurance cover your vehicle if it falls through the ice?

Answer: If your car were covered for falling through ice, it would fall under your comprehensive coverage. But read your insurance policy’s fine print. We...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Can you switch health insurance companies while pregnant?

If you are pregnant and enrolled through an employer’s health insurance plan, but then you switch jobs, you may have to wait before joining the new health...

How much is lender title insurance in NY?

How Much Does Title Insurance Cost In NYC? Title insurance usually costs between 0.4% and 0.5% of the purchase price. The exact amount will depend on the ...

Does homeowners insurance cover structure damage?

Other structures coverage comes standard with most home insurance policies and covers structures on your property that are not attached to your house, lik...

What happens if you have no insurance but the other driver was at fault in Ohio?

Because of Ohio’s fault-based insurance laws, the other driver is liable for damages he or she caused, even to uninsured drivers. If the other driver was ...

Can I get a copy of my insurance policy?

Can you Get A Copy? Yes the life insurance company is obliged to give you another copy of your policy if you request it. They keep copies of all contracts...

How long does a non fault claim Stay on car insurance?

But generally, insurers will ask about the last 5 years. If your insurer asks about the last 5 years, claims you made and accidents you had more than 5 ye...

At what point does a whole life policy pay the face amount?

As long as you pay back the full amount (plus interest, which is relatively low), your beneficiaries will receive the full face value amount of your perma...

What is a passenger claim?

Filing a Passenger Injury Claim When the passenger makes a claim under the at-fault driver’s car insurance policy, this is known as a third-party car insu...

How much does it cost to convert a term life insurance policy?

When you convert your term policy to a whole life policy, the conversion process itself won’t cost anything. However, because whole life insurance is usua...