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What is worker comp code?

Workers compensation class codes are codes that the insurance companies use to identify specific categories of work. The insurance companies will then tak...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Does homeowner insurance affect credit?

It is true that insurance companies check your credit score when giving you a quote. However, what they’re doing is called a ‘soft pull’ — a type of inqui...

What should I do if my neighbors dog attacks my dog?

There are a few steps you can focus on after an attack to protect your safety and your legal rights. Identify the dog’s owner. Contact animal control. Get...

Can a husband take his wife off health insurance?

As such, you cannot remove your spouse from your health insurance while your divorce is pending. While it is desirous to stay on an ex-spouse’s low-cost o...

Is it more expensive to insure a car or motorcycle?

What is the cost of motorcycle vs. car insurance in California? The average annual cost for car insurance in California is $1,698 while motorcycle costs j...

How long does a seat belt violation Stay on record?

How long does a seatbelt violation stay on your record? In some states it takes up to three years for those violations to be removed from your driving rep...

How long after an accident can you switch insurance?

You’re free to switch insurance companies at any time. Your old insurance company will still be the company dealing with the accident, and you’ll still ha...

Does a seatbelt ticket affect insurance in MN?

Seatbelt tickets may affect insurance. A seatbelt ticket is basically a small, or minor infraction. Because of this, the ticket will not have a dramatic e...

What happens if you get pulled over going 100 mph?

Drivers caught speeding at over 100mph are referred to court, where magistrates have the discretion to issue a driving ban or six penalty points on the dr...

Do I need insurance for a pit bike?

If your motorbike never sets wheels on a public road, then you don’t legally need to have it registered or insured. If you ride it on the road (even for a...