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Do I have to tell insurance company about change of address?

Moving to a new address If it changes, you’ll need to tell your insurer. When you do, your price might change. And that’s because you’re most likely to cr...

Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

What is insurance policy endorsement?

Updated: December 2019. An insurance endorsement, also called a rider, is a change to your insurance policy that adjusts your coverage. Adding an endorsem...

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Is an SR-22 required for every driver?

Who Needs an SR-22? Not every motorist needs an SR-22. Laws vary by state, but in general, drivers may need to have their insurance company file an SR-22 ...

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How do I protect my assets from a car accident?

If you’re concerned about what assets can be taken in a lawsuit, there’s one way to protect yourself: Liability insurance. It pays others when you acciden...

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Can you get life insurance through your bank?

Bank-owned life insurance (BOLI) is a form of life insurance purchased by banks where the bank is the beneficiary and also usually the owner of the policy...

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Does death fall under personal injury?

The legal definition of a bodily injury is roughly the same as the definition used by insurance companies: any physical sickness or injury to the physical...

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What do you do if your car is totaled and you have no insurance?

Your best bet is to sell your totaled car while you can, driving or not. In that way, you can recoup at least some of its salvage value. You could put it ...

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How can I get discount on bike insurance?

Here are some tips following which you can get discount on bike insurance plans: Always Purchase or Renew Bike Insurance Plan Online. Opt for Long Term Bi...

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How do insurance companies declare a car totaled?

Insurance companies determine a car to be totaled when the vehicle’s cost for repairs plus its salvage value equates to more than the actual cash value of...

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What does umbrella mean in insurance?

Umbrella insurance is extra insurance that provides protection beyond existing limits and coverages of other policies. Umbrella insurance can provide cove...

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