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What factors does life insurance look at?

8 Factors That Affect Life Insurance Premiums Age. Your date of birth is the top factor affecting your life insurance premium. Gender. Women tend to live ...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

What is expected of a sales manager?

A sales manager is the person responsible for leading and coaching a team of salespeople. A sales manager’s tasks often include assigning sales territorie...

Is insurance premium an income or expense?

Understanding Insurance Premiums. Insurance premiums are paid for policies that cover healthcare, auto, home, and life insurance. Once earned, the premium...

Does surgery increase car accident settlement amounts?

In some cases, having surgery can increase your personal injury settlement amount. Although surgery can lead to a higher settlement, it should not be your...

How do you find out if you have points on your license in PA?

If you do not know how many points you have right now, you need to contact the PennDOT call center. They are the only one who can accurately give you the ...

Does location matter health insurance?

Your location, your type of residence, the demographics of your neighborhood, and even your income has absolutely no impact on the price of your policy. D...

Does red light ticket affect insurance in NY?

Generally, the owner of the vehicle is responsible for paying a red light camera ticket unless the operator did not have the owner’s permission to use the...

Is being pregnant a pre-existing condition for short term disability?

It’s also very important to understand that pregnancy is considered a pre-existing condition. That means if you were pregnant prior to signing up for cove...

Who gets paid the death benefit?

A death benefit is a payout to the beneficiary of a life insurance policy, annuity, or pension when the insured or annuitant dies. For life insurance poli...

Can you drop someone off health insurance at any time?

You can cancel your individual health insurance plan without a qualifying life event at any time. On the other hand, you cannot cancel an employer-sponsor...